Thursday, May 21, 2015

PHYSICA INVESTMENTS


WHO WE ARE:

Physica Investments has earned the public reputation as the " go to " company " with the ability, willingness and capacity to create the ripples and much needed momentum to seize opportunities and get things done on the African continent.



We live by our strong conviction, that all what it really takes is a small group of thoughtful, committed citizens to change the world; indeed, it's the only thing that ever has.

A business conscious of its higher purpose, one that integrates the interests of all stakeholders, elevate conscious leaders, and build a culture of trust, accountability and caring. A business existing in a virtuous cycle of multifaceted value creation, generating both economic-growth and social-benefits.

Experienced in leveraging the opportunity to create economic value through the 
creation of societal benefits, proven to be one of the most powerful forces driving 

growth in the global economy. This thinking represents a new understanding of customers, productivity, and the external influences on corporate success. It highlights the immense human needs to be met, the large new markets to serve, and the internal costs of social and community deficits, as well as the competitive advantages available from addressing them. 

Physica Investments is not a conventional company, we don't intend to become one. We are in an era of high volatility and uncertain outcomes, driven by accelerating technologies, shortened product cycles, fast changing information, an increasingly 
mobile workforce, more demanding customers, and many other factors that ad to the 
layers of uncertainty to all future possibilities.


While most believe that good management requires better prediction of the future and better planning, we believe the best way to manage effectively in an uncertain world is through the conscience  application of flexibility - an ability to absorb constantly shifting variables and adapt quickly. 

Physica Investments is well positioned as "Growth Partnership Company, forged strong mutually - beneficial relationships and work in collaboration with clients to leverage visionary innovation that addresses the African continent's challenges and related growth opportunities that will make or break today's market participants.


OUR FOCUS AREAS:
1] We source the most advanced products and solutions to mitigate the current "energy" and " clean drinking water " challenges faced by industry and society in this region.
Many emerging technologies can provide cleaner, smarter, affordable and reliable energy, but what is required, is a solution that can help large- scale energy users and IPPs develop extensive renewable energy projects that compliment and support the grid rather than act as a burden. 
This removes grid capacity issues and enables instantaneous power delivery when it is 
needed most, at any time of day.

With the critically important ability to cost-effectively reach tens of people in rural villages underserved by grids, while offering strong risk-weighted returns to investors.- so-called micro-grids—"smart-grid Technologies "self-contained systems of solar panels and batteries.
Fuel  for  cooking  is  a  major  problem,  especially  in  peri-urban  and  rural  areas  where most poor  and  disadvantaged  South  Africans  depend  largely  on  firewood,  charcoal,  coal and kerosene  for  their  cooking  needs.
Sustainable  development  implies  replacing  firewood  and charcoal  with  more modern  energy  sources,  while  at  the  same  time  introducing technological  innovations  to improve  the  efficiency  and  environmental  problems  associated with  coal  and  kerosene.  It also  means  providing  electricity  to  those  without  it.

Most Efficient and Cost-Effective storage-unit & system modelling software
To go completely off grid:

Home storage unit is perfect for continent rich in solar and wind resources but short of reliable power sources.
  
Coupled with solar panels or wind turbines, powerful lithium-ion batteries can store energy and provide electricity for people facing what’s called “energy poverty.”
(After 2 years of operating solar-powered micro grids in four remote villages in Kenya - a new project expecting to offer electricity to more than 200 000 homes in Kenya from off-grid solar systems, announced).






RATIONAL:

There are a crucial "Nexus" of Water and Energy - " Network " might be more appropriate term because of the many linkages involved and the mutual dependence of energy and water.
We are seeing a greater emphasis on the need for new electricity market design in order
to respond to the greater unpredictability of supply resulting from the increasing adoption
of solar and wind power in the electricity mix. 

There is no escape from the fact that the need and demand for finite and vulnerable water resources will continue to expand and so will competition for it.”


Energy:
About 1.3 billion people worldwide don’t have access to electricity, according to the International Energy Agency. Almost 97% of those people live in sub-Saharan Africa and developing Asia, according to the agency.

Over 650 million people in Africa are living without access to electricity.

There are still 3,4 million households in South-Africa without electricity. 

Authorities are paving the way for private entrants to the power generation sector. Renewable energies, such as wind and solar, are encouraged, as is gas fired generation, as the gap between electricity demand and supply is growing faster than renewables alone can respond to.
Thrown  into the mix  is the  very real  problem of  pollution coming  from many  of our power stations and the enormous effort and funding needed to meet international and local emission standards.




Water:


Our  atmosphere  holds approximately  92  quadrillion  litres  of  water  vapour at  any  given time,  84%  of  which  is evaporated  from  the  oceans and  16%  from  the  continents. Seeing that the  oceans cover  70%  of  the  earth's surface, they  become  a  very  sustainable source of  water  for  all  of us.  

Through  our  water  harvesting  technology  we  will  be able to extract that evaporated oceanic water from the air at any time whether it rains or not.  Most  of the  water harvesting  technology available  today in  South  Africa and  Africa requires  it  to  rain  before  water can  be  caught in  some  way  for drinking  or  other  daily  uses. A single person  utilises 26  litres of  water per day (bathing, cooking,  washing,  flushing, and  drinking). 



Unexploited "green potential "

But the bigger story in Africa’s energy narrative is that it should be the global centre for green energy…but it is not. Thanks to the expansive Sahara desert, strong winds along its coast, high waterfalls and raging rapids along its many rivers, and geothermal reserves all along the Rift Valley, the continent has the world’s highest reserves of renewable energy resources. 

But the continent has barely tapped into its green potential, and critical power shortages continue to be a regular feature of both urban and rural African life. The world Bank estimates that a staggering 93% of Africa’s economically viable hydropower potential, which makes up a tenth of the world’s total, remains unexploited. 

Looking toward the future we are very pro renewable energy. We see solar, hydro and wind energy not only as viable energy sources from an ecological perspective, but as strong avenues for job creation within the South African economy.” 

2Cannabis farming for medical, economic and industrial purposes:

We are positioning the company to be well prepared to take advantage from Cannabis farming for  medicine,  as the Medical  Innovation  Bill, a  bill  to  legalize Cannabis in  South Africa  for medical, economic  and  industrial  purposes, was introduced in  parliament.

3] Security services and Consultants


  • Security Consulting, System Design and Project Management
  • Security Surveys, Risk Analyses and Threat Analyses
  • Personnel Profile Analyses and Pre-employment Screening
  • Wildlife Conservation, and Anti-Poaching Operations.
  • Security Technology and Surveillance Systems
  • Ship Security operatives - armed and unarmed
  • Vessel escort services




4] Electronic Commerce/Consumer Data Analytics:

We believe  that  companies  create  real  wealth  when they  combine  technology  with new ways  of doing  business. 

Initiate, Develop and Manage People Powered Networks

Establishing people powered networks, making it possible to leverage the collective spending power of mostly large minority and disenfranchised groups, unlocking immense value to individuals belonging to the collective, with great success. 

Note: PWD* [People with Disabilities]

PWD represents a population of 1.1Billion - when adding their family and friends , who conservatively represents 1.9Billion consumers,  employees and voters -that act on 
their emotional connection to PWD - together they control over $9trillion in annual disposable income, globally 

Physica Investments house the  emergent property from the synergies among - data-information - knowledge, Software-hardware and experts ( including recognized authorities - taking into account social, political and organizational factors with the potential to impact the system's performance ) with the ability to connect and coordinate activities of the fragmented and disenfranchised society of People with Disabilities and their family/friends in South-Africa

Objective / Purpose

Establish 2 way communication with broader consumer base - distribution pipeline for Products and Services  - " Support Unit" " part of affiliate program and Develop actionable data base.

( Support-Unit = Person with disability and Family members )

For 2 years invested  resources in time and money to employ a rigorous process, with in-dept planning, systemization to better understand the real dimensions of the challenges faced by people with disabilities and their family members. This contributed to our much better understanding of the most appropriate steps required to ensure that all efforts will have a measurable positive impact in breaking the cycle of dependency, disempowerment and poverty.

With a very diverse management team to position disability as a new market segment and speak to the market in an economic context. The opportunity to create economic value through creating societal value will be one of the most powerful forces driving growth in the global economy

Collective and Redistribution Mechanism:

Digitization and the Internet have given consumers enormous abilities to connect and aggregate their voices, both individually and as a collective, this energizes and empowers social groups, particularly the marginal and the disenfranchised, and provides platforms for their social and political capacity. Power is dispersed, but wealth is concentrated. 

Establish and facilitate a framework that sees empowerment as a process of channeling change; making collective impact work and leveraging the collective buying power and the Switching of products and services of people with disabilities and their family members

Collective action is traditionally defined as any action taken together by a group of 
people whose goal is to enhance their status and achieve a common objective. It is enacted by a representative of the group.

We consider strategic partnerships where we see the opportunity to ad value, generate prosperity for the partnership and empower citizens.

Our  competitive  advantage :

Data collection on Consumer base (Unconventional, impossible to duplicate) 

250  000  +individuals  -  from  15600  points  (across  the  country) 

Pen and Paper Questionnaire 

Digitize either photographing or scanning, using mobile phones and collects data via a survey  tool and a  phone  application  that  can  be  customized. 

Collect  relevant  Information  on  the  person  with a disability  &  their Family  members  – using  electronic  customer relations  manager  (eCRM-Cloud  Computing),  to  engage  in  a meaningful dialog  with  individuals of  every  support  unit. 

Data storage: (compliance  with  protection  of personal  information  act)
Digitize pen and paper questionnaire, with mobile phone  Avoiding  time-consuming  manual data  entry  and  letting  them  move  right  into  a  very  secure  cloud  data  storage platform with statistical  software  to  analyze  the  data.

 State  of the  art  "  Secure  in-cloud  platform Digital  monopolies  will wield  considerable  power_  will  protect  the  digital interests  of  everyone,  including  the vulnerable. 

Having  and  making  available  deeply  personal information, with some  minefield  of  potential misuse  (we  must  ensure that it improve lives (minimize the harm and Maximize benefits





OUR VALUE PROPOSITION

THE TIME AND PLACE FOR AFRICA'S FUTURE IS HERE AND NOW:

"Knowing where to play; and how to win in Africa"

Founder & Leadership with more than 2 decades experience in startups and business development of both Public & Privately owned large financial and industrial 
organizations, in South-Africa and across border, on the African continent.

Owner of strategically placed and cemented relationships of trust with labour unions and senior African political role players, and including business decision makers, developed over more than 2 decades within South-Africa and African continent.

Starting a new business anywhere is hard; starting a new business in African markets that lack reliable data, enabling infrastructure, and predictable governments is particularly challenging. 
Partnerships:

Relationships matter, perhaps more than in any other continent,  fostering good, proper relations with all levels of government will continue to be vital to realizing strategic aims. Similarly, we believe that strong local partnerships are critical to success. 



While any well-funded company entering an African market can cultivate a fleet of local influence peddlers, it is harder to find the person no one has heard of and build a long-term partnership with that person. These partnerships – founded on principles of mutual respect and operational excellence – are what generate an advantage your competitors cannot replicate.
African Consumer:

The only stakeholder with the ultimate ability to either advance or reject every product,  of every project, every time

Well versed with a nuanced 'real-life' understanding of the challenges faced by African Consumer's. 

The emergence of new economic powers compelled Business Leaders and Managers to look beyond their traditional borders, where conventional thinking is rapidly replaced by a new set of realities and Consumer eccentricities, different from the “developed country consumer" the “emerging market consumer” is far from affluent, homogeneous and does not respond in familiar and predictive ways, but with unique values, perceptions, constraints and drivers. 

In 1995, I publicly stated: “I believe that our reputation, success and ‘long-lasting relationships, knowledge of the Market, coupled with Profit Sharing, will ensure sound Financial Success and dividends for everyone”

Effective Market penetration and accurate delivery on Consumer demands and expectations, with maximum efficiency at the lowest cost, is no longer the exception but rather the norm. The product development model must incorporate grassroots 
level Consumer research and needs analysis, focusing on specific cultures and geographical areas. 

Flawless execution in connecting with Consumers is only possible, within strategically placed and cemented relationships, of trust, with the inclusion of broader societal interests, through representative structures.

Our trusted, although unconventional in-house developed strategy guarantees the flawless ability to connect with the consumers in a meaningful way, a prerequisite for the accurate delivery of innovative solutions that the consumers need and are actually willing to pay for.

Relationship based cultures.  People  in these  cultures  traditionally prefer  to take advice from  someone they  know  and  trust  than from impersonal advertisements





BIO/TESTIMONIALS

OUR FOUNDER and EXECUTIVE CHAIRMAN:

"From Humble Beginnings "

Sanlam Insurance co:
22 years old - Youngest Insurance Salesperson in the history of leading company (Sanlam) to achieve in excess of R1m profit income over 4 consecutive years through commission pay-outs.

Founder of 6 Startups/Mergers below:


Ferreira Group:

This Green-Startup ( ZAR 400 000 funding )company grew organically over 5 years to become a market leader in the Development and distribution of consumer and financial services and products: - Shareholder  value ZAR 650  million.

Penrich ( Botswana ):

Startup  funding  200  000  Pula  (ZAR  then  2:1) within  4.5  years  had  220  000  contributing customers. The business was sold to Bank of Windhoek for 100 million Pula 








 


UniFer Holdings ( Listed Stock Exchange ): 

Merged Ferreira Group & Unibank Holdings ( Retail & Business Bank ) - ZAR 1.1 Billion Market Cap - & -Acquired Insurance co's ( Global, Constantia & Emerald ), & Low cost building material supplier ( Creditbuild ) & Structured finance co: ( Union Finance ) -&-3000 000 clients -&-  Grew Market Cap to ZAR 3.5 Bill in 3.5 years -&- Absa Bank ( Barclays Bank ) acquired 100% for a consideration of ZAR 3.8 Bill, and delisted company.


Lesaka Holdings

Buy-Back of  certain  UniFer  Holdings  assets  from  Barclays  (  Absa  )-&- Formation and  Structuring  of  a  consumer  consortium,  comprising  of  4  trade  union  investment companies  - Sadtu  Investment  Holdings,  Nehawu  Investment  Holdings,  Popcru  Investment Holdings,  and  Nactu Investment  Holdings  representing  850  000  union  members,  sole beneficiaries  of  the  70%  shareholding -&-Directed  300%  revenue  growth  over  first 18  months



Uku-Khanya Group

Consumer and Financial product and services design and distribution company.
The Investment arm of COSATU ( Labour Federation representing 20 Unions with 2 million worker members)" Kopano Ki Matla Investments acquired 30% of U.K Groups total issued share-capital.
Within 6 months managed to grow the monthly contributing customer base to one of our tailor-made consumer or  financial services, in excess of 230 000 main members.
Medical Condition forced me to restructure group, and sold my shareholding to the different Union Investment companies.



Ferreira  Growth  &  Opportunity  Consultants:

Acted as  expert  consultant  for  various  multinationals,  seeking  to  establish,  or  expand  on their  African Footprint. -&- Formed strategic  alliances,  identified  and  secured  lucrative partnerships  and  sales  distribution  channels  in diverse  industries,  experienced  in  10 African  countries.-&-Introduced  mobile  integrated  solutions,  reaching  rural  consumer with  financial  services



Physica Investments: ( Current )



TESTIMONIALS ( Extracts )

1) Tim  Verity:  Renwick  Talent  –  Executive  Search  (Partner)  of Kelly  Group  International.  Former  Director  (Anglo American)
Testimonial letter dated - 3 February 2011:

 “From  time  to  time,  uniquely  skilled  and  talented individuals, whatever  this individual does,  will  make  it worthwhile,  like  the  young  gentlemen Corne,  a person  young  in  years, but  very  mature  in  experience…… Throughout  his  working  life, he  has been labeled  a high  flyer,  typically  he  has been  appointed  as  the  youngest, the achiever amongst  his peers, the  one  who  has  made  money  for  himself and  the  enterprise. He  is  a Chairman  in spirit and  effect  from  his  earliest  business  impact  to  this day…  He  is  a  businessman  first,  philanthropist  second. He seeks  a  position  of  influence  in  a  multinational business or  a  government  partner, where  his Africa-wide network can  be  brought  to  bear. He  is no  figurehead. He  is  a strategist, decision  maker,  salesperson  and  (dare  one  say  it) visionary. 

2) Jacques  Shindehutte:  Former  Financial  Director  -  ABSA  (57% owned  by  Barclays  Bank);  Currently:    Group Financial  Director  of Telkom  -  (Led  51%,  R1.3B  acquisition  -  My  listed  start-up  with  ABSA)
Testimonial letter dated: 24 July 2010

“Corne  and  I  met  each other in  2000  when Absa acquired  UniFer.  Corne  was  a  large  shareholder  and  one  of  the executive  directors  of  the company. During  the course  of  our interactions at  UniFer  and  thereafter, Corne impressed  me  with his  work  ethic,  his innovative  thinking  and  ability  to  leverage  his strong  relationship  with  the Labour Unions. 

His strengths are,  inter  alia,  the following:  
In-depth understanding  of the  requirements  of the emerging  market  in South  Africa.
Strong  personal relationships with a number  of  large  Labour Union  leaders, A long  standing track  record  of delivery  to  this  market,  An  ability  to  develop  innovative  solutions for  the needs of the customers  of  the  emerging  market, A  commitment  to  involve  Labour Unions or important stakeholders  in  the ownership  structure  of  his  businesses,  which  allows  them to  play  a  constructive  role and  to  benefit  from  their loyalty to the product 

3) Mike  Jackson:  Former  Group  Executive  Director  –  Liberty  Life  (Led  7%  -  R150M  acquisition  of my  start-up  & Liberty-Life), *Alec Hogg - MoneyWeb TV interview, attached.  Testimonial letter dated: 02 October 1999

 "Corne  Ferreira  is  one  of the  countries  great  young  entrepreneurs.  We  believe  in  him, we  believe  very  strongly  in his company  Ferreira  Group, who  specializes  in the  emerging  markets.  We  are  very  impressed with the  quality  of business Ferreira Group is involved with and we are very proud to be associated with them.

4) Bangumzi  Sifingo:  Former  international  General  Secretary  of Cosatu,  S.A.  Ambassador  to  Nigeria  &  S.A. Ambassador  to  Brazil.  Currently:   Coordinator  to  all  115  South-African  Ambassadors. 
 Testimonial  letter  dated: 11 January 2011 

“Corne  impressed me  with  his accommodative  way  of  doing  business. He  was  the  first  to  structure  the  genesis of partnerships between  business  and  workers  as  well as  rudiments  of  the  empowerment  of  the  previously disadvantaged.

 He  demonstrated  his business prowess by  listing  Unifer  after  the  merger  between  Ferreira  Group and  Unibank  on  the Johannesburg  Stock  Exchange and  served  on  the  board  as  Group  Executive  Director, which earned  him  the fame  to  be  one of the youngest  to assume  the  responsibility at  the  time. 

His  visionary  skill  has recommended him  to business  and  higher  institutions  of learning as a motivational speaker. He is  a consummate and dependable entrepreneur who has date with destiny”.

 5.) Willie  Madisha:  Former  President  of  COSATU  -  R1.9M  paid  up  members  across  12  business  Sectors  &  SADTU (255 000 teacher members); currently: Member of Parliament.  Testimonial letter dated: 23 August 2007

  “Working  with individuals  but  hundreds of  thousands  of thousands  of workers  through  their  unions,  leaves  me with no  doubt  but  to pronounce that  he is  involved  in the real  Broad  Based  Black  Economic  Empowerment (BBBEE)”.